Since its launch in December 2020, M-Vatu has quietly been reshaping how money moves across Vanuatu. And the numbers speak for themselves:

• 💰 235M Vatu in deposits – Citizens and businesses are embracing digital wallets, leaving cash behind.
• 💰 230M Vatu in remittances – Families are sending support to loved ones quickly, securely, and without traveling long distances.
• 💰 357M Vatu in withdrawals – Users are confidently accessing funds, showing growing trust in mobile money.
• 💰 40M Vatu in overseas transfers – Vanuatuans are now connected financially to the wider world.

These aren’t just numbers—they’re stories of everyday life: a farmer receiving payment for crops, a family supporting relatives, a small business managing daily cash flow. M-Vatu has proven that mobile money works here, but these figures also hint at untapped potential. With faster, cheaper, and programmable systems, the platform could unlock instant cross-border payments, microloans, or automated insurance payouts.

I’ve always imagined a digital wallet that could make sending and receiving money cheaper, faster, and simpler for everyone in Vanuatu. That’s the vision behind Mattdotvu’s wallet project. If it works, it could lower remittance fees and make mobile money more accessible for families, businesses, and communities across the islands.

Of course, this dream is still in its early stages. There’s a lot to do—building the right environment, gaining regulatory support, and ensuring communities trust and can use it easily. But the potential is huge: a wallet where transactions are seamless, transparent, and intelligent, empowering people to manage money in ways we’ve never seen before.

M-Vatu has already shown how mobile money can transform lives in Vanuatu. My goal is to take that further—making digital finance more affordable, more reliable, and more empowering for every citizen.